House Affordability Simulator
Estimate the maximum monthly mortgage, loan amount, and house price you can afford using the 28/36 affordability rule.
House Affordability Simulator
The 28/36 rule is a practical guideline to estimate how much home you can afford without overextending your finances. This simulator uses your income, debts, interest rate, and tenure to calculate a realistic affordability range.
Affordability Summary
Monthly Gross Income
$6,667
Net Income
$6,667
Max Allowed Monthly Mortgage
$1,867
Maximum Loan Amount Affordable
$393,636
Affordable Monthly Housing Loan (28% Rule Limit)
$1,867
Monthly Housing Commitment Capacity Left
$1,867
Affordable Yearly Housing Loan (28% Rule Limit)
$22,400
Yearly Housing Commitment Capacity Left
$22,400